/* ============================================================
   Finanzschlüssel — Premium Dark Redesign
   ============================================================ */

/* ---------- Self-hosted font: Plus Jakarta Sans (DSGVO-konform) ---------- */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 400 800;
  font-display: swap;
  src: url("../fonts/plus-jakarta-sans-latin.woff2") format("woff2");
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-weight: 400 800;
  font-display: swap;
  src: url("../fonts/plus-jakarta-sans-latin-ext.woff2") format("woff2");
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: italic;
  font-weight: 500;
  font-display: swap;
  src: url("../fonts/plus-jakarta-sans-latin-italic.woff2") format("woff2");
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: italic;
  font-weight: 500;
  font-display: swap;
  src: url("../fonts/plus-jakarta-sans-latin-ext-italic.woff2") format("woff2");
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}

/* ---------- Tokens ---------- */
:root {
  --navy:        #0B1F3A;
  --navy-deep:   #071426;
  --navy-soft:   #102945;
  --navy-card:   #0F2440;
  --navy-line:   rgba(210,175,113,.18);

  --gold:        #D2AF71;
  --gold-bright: #E7CB94;
  --gold-deep:   #B8923F;

  --cream:       #F5F1E8;
  --white:       #FFFFFF;
  --ink:         #0B1F3A;

  --txt:         rgba(255,255,255,.92);
  --txt-soft:    rgba(255,255,255,.62);
  --txt-faint:   rgba(255,255,255,.56);

  --ink-soft:    rgba(11,31,58,.70);

  --r-sm: 10px;
  --r:    18px;
  --r-lg: 28px;
  --r-xl: 40px;

  --shadow:    0 30px 60px -25px rgba(0,0,0,.6);
  --shadow-gold: 0 22px 50px -18px rgba(210,175,113,.45);

  --ease: cubic-bezier(.22,.61,.36,1);
  --maxw: 1240px;
  --gut: clamp(20px, 5vw, 64px);
}

/* ---------- Reset ---------- */
*,*::before,*::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: "Plus Jakarta Sans", system-ui, -apple-system, sans-serif;
  background: var(--navy);
  color: var(--txt);
  line-height: 1.65;
  font-size: 17px;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
::selection { background: var(--gold); color: var(--navy-deep); }

/* ---------- Accessibility ---------- */
:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 3px;
  border-radius: 4px;
}
.skip-link {
  position: fixed; top: -120px; left: 16px; z-index: 300;
  background: var(--gold); color: var(--navy-deep);
  padding: 13px 24px; border-radius: 0 0 12px 12px;
  font-weight: 800; font-size: .95rem;
  transition: top .25s var(--ease);
}
.skip-link:focus { top: 0; outline-offset: -3px; }

/* ---------- Typography ---------- */
h1,h2,h3,h4 { font-weight: 800; line-height: 1.12; letter-spacing: -.02em; color: var(--white); overflow-wrap: break-word; }
.card h3, .step h3, .member__body h3, .faq__q .qtxt, .phero h1 { hyphens: auto; -webkit-hyphens: auto; }
h1 { font-size: clamp(2rem, 5.2vw, 4.3rem); }
h2 { font-size: clamp(2rem, 3.8vw, 3.1rem); }
h3 { font-size: clamp(1.3rem, 2vw, 1.6rem); }
p  { color: var(--txt-soft); }
strong { color: var(--white); font-weight: 700; }

.gold { color: var(--gold); }
.serif-accent { font-style: italic; }

/* ---------- Layout helpers ---------- */
.wrap { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 var(--gut); position: relative; }
.section { padding: clamp(52px, 6.5vw, 92px) 0; position: relative; }
.section--tight { padding: clamp(40px, 4.6vw, 64px) 0; }

/* ---------- Alternating section depth ---------- */
body > section:nth-of-type(even) {
  background: var(--navy-deep);
  box-shadow: inset 0 1px 0 rgba(255,255,255,.045);
}
body > section:nth-of-type(4n+3)::before {
  content: ""; position: absolute; inset: 0; z-index: 0; pointer-events: none;
  background: radial-gradient(660px 440px at 88% 8%, rgba(210,175,113,.07), transparent 70%);
}
.center { text-align: center; }

.eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: .78rem; font-weight: 700; letter-spacing: .22em;
  text-transform: uppercase; color: var(--gold);
  margin-bottom: 22px;
}
.eyebrow::before {
  content: ""; width: 30px; height: 1px; background: var(--gold); opacity: .8;
}
.eyebrow--center::after {
  content: ""; width: 30px; height: 1px; background: var(--gold); opacity: .8;
}

.lead { font-size: clamp(1.05rem, 1.5vw, 1.22rem); color: var(--txt-soft); max-width: 60ch; }
.section-head { max-width: 720px; margin-bottom: clamp(32px, 4vw, 52px); }
.section-head.center { margin-left: auto; margin-right: auto; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 12px;
  padding: 17px 32px; border-radius: 100px;
  font-weight: 700; font-size: .98rem; letter-spacing: -.01em;
  transition: transform .35s var(--ease), box-shadow .35s var(--ease), background .3s;
  white-space: nowrap; line-height: 1;
}
.btn svg { width: 17px; height: 17px; transition: transform .35s var(--ease); }
.btn:hover svg { transform: translateX(5px); }

.btn--gold {
  background: linear-gradient(135deg, var(--gold-bright), var(--gold));
  color: var(--navy-deep);
  box-shadow: var(--shadow-gold);
}
.btn--gold:hover { transform: translateY(-3px); box-shadow: 0 28px 56px -16px rgba(210,175,113,.6); }

.btn--ghost {
  background: rgba(255,255,255,.04);
  color: var(--white);
  border: 1px solid rgba(255,255,255,.18);
}
.btn--ghost:hover { background: rgba(255,255,255,.1); transform: translateY(-3px); }

.btn--lg { padding: 20px 40px; font-size: 1.05rem; }
.btn--block { display: flex; justify-content: center; width: 100%; }

/* ============================================================
   HEADER
   ============================================================ */
.site-header {
  position: fixed; inset: 0 0 auto 0; z-index: 100;
  padding: 18px 0;
  transition: background .4s var(--ease), padding .4s var(--ease), border-color .4s;
  border-bottom: 1px solid transparent;
}
.site-header.scrolled {
  background: rgba(7,20,38,.86);
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
  padding: 11px 0;
  border-bottom-color: var(--navy-line);
}
.nav { display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.nav__logo img { height: 34px; width: auto; }
.nav__links { display: flex; align-items: center; gap: 6px; }
.nav__links a {
  padding: 9px 16px; border-radius: 100px;
  font-size: .95rem; font-weight: 600; color: var(--txt-soft);
  transition: color .25s, background .25s;
}
.nav__links a:hover { color: var(--white); }
.nav__links a.active { color: var(--gold); }
.nav__cta { display: flex; align-items: center; gap: 14px; }
.nav__partner {
  font-size: .82rem; font-weight: 700; letter-spacing: .12em;
  text-transform: uppercase; color: var(--txt-soft);
  transition: color .25s;
}
.nav__partner:hover { color: var(--gold); }
.nav__burger { display: none; width: 44px; height: 44px; position: relative; }
.nav__burger span {
  position: absolute; left: 11px; width: 22px; height: 2px;
  background: var(--white); border-radius: 2px; transition: .3s var(--ease);
}
.nav__burger span:nth-child(1) { top: 16px; }
.nav__burger span:nth-child(2) { top: 22px; }
.nav__burger span:nth-child(3) { top: 28px; }
body.menu-open .nav__burger span:nth-child(1) { top: 22px; transform: rotate(45deg); }
body.menu-open .nav__burger span:nth-child(2) { opacity: 0; }
body.menu-open .nav__burger span:nth-child(3) { top: 22px; transform: rotate(-45deg); }

/* ---------- Mobile menu ---------- */
.mobile-menu {
  position: fixed; inset: 0; z-index: 99;
  background: var(--navy-deep);
  display: flex; flex-direction: column; justify-content: center;
  padding: var(--gut);
  opacity: 0; visibility: hidden; transform: translateY(-12px);
  transition: .4s var(--ease);
}
body.menu-open .mobile-menu { opacity: 1; visibility: visible; transform: translateY(0); }
.mobile-menu a {
  font-size: 1.7rem; font-weight: 800; color: var(--white);
  padding: 14px 0; border-bottom: 1px solid rgba(255,255,255,.07);
}
.mobile-menu a.active { color: var(--gold); }
.mobile-menu .btn { margin-top: 30px; }

/* ============================================================
   HERO
   ============================================================ */
.hero {
  position: relative; overflow: hidden;
  padding: clamp(138px,16vh,196px) 0 clamp(72px,9vw,118px);
}
.hero__video {
  position: absolute; inset: 0; z-index: 0;
  width: 100%; height: 100%; object-fit: cover;
  pointer-events: none;
}
.hero__bg {
  position: absolute; inset: 0; z-index: 1;
  background:
    radial-gradient(820px 560px at 14% 16%, rgba(210,175,113,.18), transparent 62%),
    radial-gradient(680px 520px at 94% 86%, rgba(210,175,113,.1), transparent 60%),
    linear-gradient(180deg, rgba(7,20,38,.78) 0%, rgba(11,31,58,.82) 60%, rgba(7,20,38,.88) 100%);
}
.hero__bg::after {
  content: ""; position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.025) 1px, transparent 1px);
  background-size: 62px 62px;
  -webkit-mask-image: radial-gradient(72% 66% at 32% 42%, #000, transparent);
          mask-image: radial-gradient(72% 66% at 32% 42%, #000, transparent);
}
.hero .wrap { position: relative; z-index: 2; }
.hero__inner {
  display: grid; grid-template-columns: 1fr;
  justify-items: start; text-align: left;
}
.hero__inner > * { min-width: 0; }
.hero__copy { max-width: 760px; }
.split > * { min-width: 0; }

@media (prefers-reduced-motion: reduce) {
  .hero__video { display: none; }
}

.badge {
  display: inline-flex; align-items: center; gap: 9px;
  padding: 8px 16px 8px 10px; border-radius: 100px;
  background: rgba(210,175,113,.1); border: 1px solid var(--navy-line);
  font-size: .82rem; font-weight: 600; color: var(--gold-bright);
  margin-bottom: 26px;
}
.badge .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 4px rgba(210,175,113,.2); }

.hero h1 { margin-bottom: 22px; }
.hero h1 .gradient {
  background: linear-gradient(120deg, var(--gold-bright), var(--gold) 60%, var(--gold-deep));
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.hero__sub { font-size: clamp(1rem, 1.4vw, 1.18rem); max-width: 52ch; margin-bottom: 34px; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 40px; }

.hero__stats { display: flex; gap: clamp(20px, 4vw, 46px); flex-wrap: wrap; }
.stat__num {
  font-size: clamp(1.7rem, 3vw, 2.5rem); font-weight: 800; color: var(--white);
  letter-spacing: -.03em; line-height: 1;
}
.stat__num .gold { color: var(--gold); }
.stat__label { font-size: .82rem; color: var(--txt-faint); margin-top: 7px; line-height: 1.3; }

/* ============================================================
   PARTNERS MARQUEE
   ============================================================ */
.partners { padding: 46px 0; border-top: 1px solid rgba(255,255,255,.05); border-bottom: 1px solid rgba(255,255,255,.05); background: var(--navy-deep); }
.partners__label { text-align: center; font-size: .78rem; letter-spacing: .2em; text-transform: uppercase; color: var(--txt-faint); margin-bottom: 30px; }
.marquee { display: flex; overflow: hidden; -webkit-mask-image: linear-gradient(90deg, transparent, #000 12%, #000 88%, transparent); mask-image: linear-gradient(90deg, transparent, #000 12%, #000 88%, transparent); }
.marquee__track { display: flex; gap: 64px; padding-right: 64px; flex: none; animation: marquee 38s linear infinite; }
.marquee:hover .marquee__track { animation-play-state: paused; }
.marquee__track img { height: 30px; width: auto; opacity: .55; filter: grayscale(1) brightness(1.8); transition: opacity .3s; }
.marquee__track img:hover { opacity: 1; }
@keyframes marquee { to { transform: translateX(-50%); } }

/* ============================================================
   FEATURE / ADVANTAGE CARDS
   ============================================================ */
.grid { display: grid; gap: 22px; }
.grid-2 { grid-template-columns: repeat(2,1fr); }
.grid-3 { grid-template-columns: repeat(3,1fr); }
.grid-4 { grid-template-columns: repeat(4,1fr); }

.card {
  position: relative; background: var(--navy-card);
  border: 1px solid rgba(255,255,255,.06); border-radius: var(--r);
  padding: 34px 30px;
  transition: transform .4s var(--ease), border-color .4s, background .4s;
  overflow: hidden;
}
.card::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(420px 220px at var(--mx,50%) 0%, rgba(210,175,113,.12), transparent 70%);
  opacity: 0; transition: opacity .4s;
}
.card:hover { transform: translateY(-7px); border-color: var(--navy-line); }
.card:hover::before { opacity: 1; }
.card__ico {
  width: 56px; height: 56px; border-radius: 14px; margin-bottom: 22px;
  display: grid; place-items: center;
  background: linear-gradient(135deg, rgba(210,175,113,.2), rgba(210,175,113,.04));
  border: 1px solid var(--navy-line); color: var(--gold);
}
.card__ico svg { width: 26px; height: 26px; }
.card h3 { margin-bottom: 11px; }
.card p { font-size: .96rem; }

/* numbered advantage list */
.adv-num {
  font-size: 3rem; font-weight: 800; line-height: 1;
  background: linear-gradient(180deg, var(--gold-bright), rgba(210,175,113,.15));
  -webkit-background-clip: text; background-clip: text; color: transparent;
  margin-bottom: 14px;
}

/* service card with photo (Variante A) */
.svc-card {
  display: flex; flex-direction: column;
  background: var(--navy-card); border: 1px solid rgba(255,255,255,.06);
  border-radius: var(--r); overflow: hidden;
  transition: transform .4s var(--ease), border-color .4s;
}
.svc-card:hover { transform: translateY(-7px); border-color: var(--navy-line); }
.svc-card__img { position: relative; aspect-ratio: 16/9; overflow: hidden; }
.svc-card__img img {
  position: absolute; inset: 0;
  width: 100%; height: 100%; object-fit: cover;
  filter: saturate(.82) contrast(1.03);
}
.svc-card__img::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(11,31,58,.2), rgba(7,20,38,.66));
}
.svc-card__body { padding: 26px 30px 30px; display: flex; flex-direction: column; flex: 1; }
.svc-card__body .card__ico {
  width: 52px; height: 52px; margin: -52px 0 18px; position: relative; z-index: 2;
}
.svc-card__body h3 { margin-bottom: 11px; }
.svc-card__body p { font-size: .96rem; flex: 1; }
.svc-card__body .btn { margin-top: 22px; align-self: flex-start; }

/* ============================================================
   ABOUT / SPLIT
   ============================================================ */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(34px, 5vw, 80px); align-items: center; }
.split--reverse .split__media { order: 2; }

.split__media { position: relative; }
.media-frame {
  position: relative; border-radius: var(--r-lg); overflow: hidden;
  border: 1px solid var(--navy-line); box-shadow: var(--shadow);
}
.media-frame img { width: 100%; height: 100%; object-fit: cover; }
.media-frame--tall img { aspect-ratio: 4/4.6; }
.media-glow {
  position: absolute; inset: -1px; z-index: -1;
  border-radius: var(--r-lg);
  background: linear-gradient(135deg, var(--gold), transparent 60%);
  filter: blur(40px); opacity: .35;
}

.check-list { display: grid; gap: 14px; margin: 26px 0 32px; }
.check-list li { display: flex; gap: 14px; align-items: flex-start; }
.check-list .tick {
  flex: none; width: 26px; height: 26px; border-radius: 8px; margin-top: 2px;
  display: grid; place-items: center;
  background: linear-gradient(135deg, var(--gold-bright), var(--gold));
  color: var(--navy-deep);
}
.check-list .tick svg { width: 14px; height: 14px; }
.check-list span { font-size: .98rem; color: var(--txt-soft); }
.check-list b { color: var(--white); }

.quote-block {
  border-left: 2px solid var(--gold); padding: 6px 0 6px 24px;
  margin-top: 26px;
}
.quote-block p { color: var(--txt); font-size: 1.05rem; }

/* ============================================================
   PROCESS STEPS
   ============================================================ */
.steps { display: grid; gap: 18px; }

/* process with image (Variante C) */
.steps-c { display: grid; grid-template-columns: 0.82fr 1.18fr; gap: clamp(28px,4vw,54px); align-items: start; }
.steps-c__media {
  position: sticky; top: 100px;
  border-radius: var(--r-lg); overflow: hidden;
  border: 1px solid var(--navy-line); box-shadow: var(--shadow);
}
.steps-c__media img {
  width: 100%; height: 100%; object-fit: cover; aspect-ratio: 4/5;
  filter: saturate(.82) contrast(1.03);
}
.steps-c__media::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(160deg, rgba(11,31,58,.18), rgba(7,20,38,.55));
}

.step {
  display: grid; grid-template-columns: auto 1fr; gap: 26px; align-items: flex-start;
  padding: 28px 30px; border-radius: var(--r);
  background: var(--navy-card); border: 1px solid rgba(255,255,255,.06);
  transition: border-color .35s, transform .35s var(--ease);
}
.step:hover { border-color: var(--navy-line); transform: translateX(6px); }
.step__num {
  font-size: 1rem; font-weight: 800; color: var(--gold);
  width: 52px; height: 52px; flex: none; border-radius: 50%;
  display: grid; place-items: center;
  border: 1px solid var(--navy-line); background: rgba(210,175,113,.07);
}
.step h3 { font-size: 1.18rem; margin-bottom: 6px; }
.step p { font-size: .95rem; }

/* ============================================================
   STAT BANNER
   ============================================================ */
.statbar {
  display: grid; grid-template-columns: repeat(4,1fr); gap: 1px;
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.06); border-radius: var(--r);
  overflow: hidden;
}
.statbar > div { background: var(--navy-card); padding: 34px 26px; text-align: center; }
.statbar .big {
  font-size: clamp(1.7rem,3.2vw,2.7rem); font-weight: 800; color: var(--gold);
  letter-spacing: -.03em; line-height: 1; white-space: nowrap;
}
.statbar .cap { font-size: .86rem; color: var(--txt-faint); margin-top: 9px; }

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.testi-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 22px; }
.testi {
  background: var(--navy-card); border: 1px solid rgba(255,255,255,.06);
  border-radius: var(--r); padding: 32px 30px;
  display: flex; flex-direction: column; gap: 18px;
  transition: transform .4s var(--ease), border-color .4s;
}
.testi:hover { transform: translateY(-6px); border-color: var(--navy-line); }
.testi__stars { display: flex; gap: 3px; color: var(--gold); }
.testi__stars svg { width: 17px; height: 17px; }
.testi__quote { font-size: 1.06rem; color: var(--txt); font-weight: 500; line-height: 1.55; flex: 1; }
.testi__who { display: flex; align-items: center; gap: 13px; }
.testi__av {
  width: 46px; height: 46px; border-radius: 50%; flex: none;
  display: grid; place-items: center;
  background: linear-gradient(135deg, var(--gold-bright), var(--gold));
}
.testi__av img { width: 58%; height: 58%; object-fit: contain; }
.testi__who b { color: var(--white); display: block; font-size: .98rem; }
.testi__who span { color: var(--txt-faint); font-size: .82rem; }

/* video testimonials */
.vid { position: relative; padding-top: 56.25%; background: var(--navy-deep); }
.vid iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }
.vtesti {
  background: var(--navy-card); border: 1px solid rgba(255,255,255,.06);
  border-radius: var(--r); overflow: hidden;
  transition: transform .4s var(--ease), border-color .4s;
}
.vtesti:hover { transform: translateY(-6px); border-color: var(--navy-line); }
.vtesti__by { display: flex; align-items: center; gap: 13px; padding: 19px 22px; }
.vtesti__by b { color: var(--white); display: block; font-size: .98rem; }
.vtesti__by span { color: var(--txt-faint); font-size: .82rem; }

/* ============================================================
   FAQ
   ============================================================ */
.faq { display: grid; gap: 12px; max-width: 880px; margin: 0 auto; }
.faq__item {
  background: var(--navy-card); border: 1px solid rgba(255,255,255,.06);
  border-radius: var(--r-sm); overflow: hidden;
  transition: border-color .3s;
}
.faq__item.open { border-color: var(--navy-line); }
.faq__q {
  width: 100%; display: flex; align-items: center; gap: 18px;
  padding: 24px 26px; text-align: left;
}
.faq__q .qnum { color: var(--gold); font-weight: 800; font-size: .95rem; flex: none; }
.faq__q .qtxt { flex: 1; font-weight: 700; color: var(--white); font-size: 1.06rem; }
.faq__q .qico {
  flex: none; width: 30px; height: 30px; border-radius: 50%;
  border: 1px solid var(--navy-line); display: grid; place-items: center;
  color: var(--gold); transition: transform .35s var(--ease), background .3s;
}
.faq__q .qico svg { width: 14px; height: 14px; }
.faq__item.open .qico { transform: rotate(45deg); background: var(--gold); color: var(--navy-deep); }
.faq__a { max-height: 0; overflow: hidden; transition: max-height .4s var(--ease); }
.faq__a p { padding: 0 26px 26px 60px; font-size: .98rem; }

/* ============================================================
   CTA BAND
   ============================================================ */
.cta {
  position: relative; border-radius: var(--r-xl); overflow: hidden;
  padding: clamp(48px, 7vw, 84px) clamp(28px, 6vw, 80px);
  background: linear-gradient(135deg, var(--navy-soft), var(--navy-deep));
  border: 1px solid var(--navy-line);
  text-align: center;
}
.cta::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(600px 320px at 50% -10%, rgba(210,175,113,.22), transparent 70%);
}
.cta__inner { position: relative; z-index: 2; max-width: 640px; margin: 0 auto; }
.cta h2 { margin-bottom: 16px; }
.cta p { margin-bottom: 30px; font-size: 1.08rem; }
.cta__actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* ============================================================
   PILLS / AUDIENCE
   ============================================================ */
.aud { display: grid; gap: 18px; }
.aud__item {
  display: flex; gap: 18px; align-items: center;
  padding: 22px 26px; border-radius: var(--r);
  background: var(--navy-card); border: 1px solid rgba(255,255,255,.06);
  transition: border-color .35s, transform .35s var(--ease);
}
.aud__item:hover { border-color: var(--navy-line); transform: translateY(-4px); }
.aud__ico {
  width: 50px; height: 50px; flex: none; border-radius: 13px;
  display: grid; place-items: center; color: var(--gold);
  background: rgba(210,175,113,.08); border: 1px solid var(--navy-line);
}
.aud__ico svg { width: 24px; height: 24px; }
.aud__item p { font-size: .98rem; color: var(--txt-soft); }
.aud__item b { color: var(--white); }

/* ============================================================
   PAGE HERO (subpages)
   ============================================================ */
.phero { position: relative; padding: clamp(160px,20vh,230px) 0 clamp(70px,9vw,118px); overflow: hidden; }
.phero__bg { position: absolute; inset: 0; z-index: 0; background: var(--navy-deep); }
.phero__bg img { width: 100%; height: 100%; object-fit: cover; object-position: 72% 28%; }
.phero__bg::after {
  content: ""; position: absolute; inset: 0;
  background:
    linear-gradient(96deg, var(--navy-deep) 0%, rgba(7,20,38,.95) 36%, rgba(7,20,38,.62) 66%, rgba(7,20,38,.42) 100%),
    linear-gradient(180deg, rgba(7,20,38,.82) 0%, transparent 24%),
    radial-gradient(680px 420px at 84% 6%, rgba(210,175,113,.18), transparent 64%);
}
.phero .wrap { position: relative; z-index: 2; }
.phero__inner { max-width: 680px; }
.phero h1 { margin-bottom: 20px; }
.phero h1 .gradient {
  background: linear-gradient(120deg, var(--gold-bright), var(--gold) 60%, var(--gold-deep));
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.phero p { font-size: clamp(1.05rem,1.5vw,1.2rem); max-width: 56ch; margin-bottom: 32px; }
.phero__actions { display: flex; gap: 14px; flex-wrap: wrap; }
.crumb { font-size: .85rem; color: var(--txt-faint); margin-bottom: 22px; }
.crumb a:hover { color: var(--gold); }
.crumb span { color: var(--gold); }

/* ============================================================
   LEGAL PAGES
   ============================================================ */
.legal { max-width: 880px; margin: 0 auto; }
.legal__updated {
  display: inline-flex; align-items: center; gap: 9px;
  font-size: .8rem; color: var(--txt-faint);
  border: 1px solid rgba(255,255,255,.09); border-radius: 100px;
  padding: 8px 16px; margin-bottom: 12px;
}
.legal__updated::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--gold); }
.legal__intro { color: var(--txt-soft); font-size: 1.05rem; margin-bottom: 8px; }

.legal__block { padding: 30px 0; border-top: 1px solid rgba(255,255,255,.07); }
.legal__block:first-of-type { border-top: 0; padding-top: 8px; }
.legal__block h2 {
  font-size: clamp(1.15rem,1.7vw,1.4rem); margin-bottom: 14px;
  display: flex; gap: 12px; align-items: baseline;
}
.legal__block h2 .n { color: var(--gold); font-weight: 800; font-size: .95rem; flex: none; }
.legal__block p { margin-bottom: 12px; font-size: 1rem; color: var(--txt-soft); }
.legal__block p:last-child { margin-bottom: 0; }
.legal__block strong { color: var(--white); }
.legal__block a { color: var(--gold); word-break: break-word; }
.legal__block a:hover { text-decoration: underline; }
.legal-list { display: grid; gap: 9px; margin: 4px 0 14px; }
.legal-list li { position: relative; padding-left: 22px; color: var(--txt-soft); font-size: 1rem; }
.legal-list li::before {
  content: ""; position: absolute; left: 2px; top: 9px;
  width: 7px; height: 7px; border-radius: 2px; background: var(--gold);
}

.fact-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 16px; margin: 4px 0 14px; }
.fact {
  background: var(--navy-card); border: 1px solid rgba(255,255,255,.06);
  border-radius: var(--r); padding: 22px 24px;
}
.fact h3 { font-size: .76rem; letter-spacing: .14em; text-transform: uppercase; color: var(--gold); margin-bottom: 9px; }
.fact p { font-size: 1rem; color: var(--txt); margin: 0; line-height: 1.5; }
.fact a { color: var(--txt); }
.fact a:hover { color: var(--gold); }
@media (max-width: 560px) { .fact-grid { grid-template-columns: 1fr; } }

/* highlight panel */
.panel {
  background: linear-gradient(135deg, var(--navy-soft), var(--navy-card));
  border: 1px solid var(--navy-line); border-radius: var(--r-lg);
  padding: clamp(32px,4vw,52px);
}
.panel--gold {
  background: linear-gradient(135deg, var(--gold-bright), var(--gold));
  border: none; color: var(--navy-deep);
}
.panel--gold h2, .panel--gold h3 { color: var(--navy-deep); }
.panel--gold p { color: rgba(11,31,58,.78); }
.panel--gold .eyebrow { color: var(--navy-deep); }
.panel--gold .eyebrow::before { background: var(--navy-deep); }

/* big highlight number */
.bignum {
  font-size: clamp(3rem,7vw,5.5rem); font-weight: 800; line-height: 1;
  letter-spacing: -.04em;
  background: linear-gradient(120deg, var(--gold-bright), var(--gold-deep));
  -webkit-background-clip: text; background-clip: text; color: transparent;
}

/* ============================================================
   TEAM
   ============================================================ */
.team-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 26px; }
.member {
  background: var(--navy-card); border: 1px solid rgba(255,255,255,.06);
  border-radius: var(--r-lg); overflow: hidden;
  transition: transform .4s var(--ease), border-color .4s;
}
.member:hover { transform: translateY(-8px); border-color: var(--navy-line); }
.member__photo { position: relative; aspect-ratio: 1/1; overflow: hidden; background: var(--navy-soft); }
.member__photo img { width: 100%; height: 100%; object-fit: cover; transition: transform .6s var(--ease); }
.member:hover .member__photo img { transform: scale(1.05); }
.member__photo::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg,transparent 60%, rgba(15,36,64,.6)); }
.member__body { padding: 26px 28px 30px; }
.member__role { font-size: .8rem; letter-spacing: .14em; text-transform: uppercase; color: var(--gold); }
.member__body h3 { margin: 7px 0 12px; font-size: 1.5rem; }
.member__body p { font-size: .96rem; }

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer { background: var(--navy-deep); border-top: 1px solid rgba(255,255,255,.05); padding-top: 80px; }
.footer__top { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 56px; }
.footer__logo img { height: 36px; width: auto; margin-bottom: 22px; }
.footer__brand p { font-size: .94rem; max-width: 34ch; margin-bottom: 22px; }
.footer__addr { font-size: .92rem; color: var(--txt-faint); display: grid; gap: 3px; }
.footer__addr a:hover { color: var(--gold); }
.footer__col h4 { font-size: .82rem; letter-spacing: .16em; text-transform: uppercase; color: var(--txt-faint); margin-bottom: 18px; font-weight: 700; }
.footer__col a { display: block; padding: 6px 0; font-size: .96rem; color: var(--txt-soft); transition: color .25s, padding-left .25s; }
.footer__col a:hover { color: var(--gold); padding-left: 5px; }
.footer__bottom {
  display: flex; align-items: center; justify-content: space-between; gap: 20px;
  flex-wrap: wrap; padding: 26px 0; border-top: 1px solid rgba(255,255,255,.06);
}
.footer__bottom p { font-size: .86rem; color: var(--txt-faint); }
.footer__social { display: flex; gap: 10px; }
.footer__social a {
  width: 40px; height: 40px; border-radius: 50%;
  display: grid; place-items: center; color: var(--txt-soft);
  border: 1px solid rgba(255,255,255,.1); transition: .3s var(--ease);
}
.footer__social a:hover { background: var(--gold); color: var(--navy-deep); border-color: var(--gold); transform: translateY(-3px); }
.footer__social svg { width: 17px; height: 17px; }

/* ============================================================
   SCROLL REVEAL
   ============================================================ */
[data-reveal] { opacity: 0; transform: translateY(34px); transition: opacity .8s var(--ease), transform .8s var(--ease); }
[data-reveal].in { opacity: 1; transform: none; }
[data-reveal][data-delay="1"] { transition-delay: .08s; }
[data-reveal][data-delay="2"] { transition-delay: .16s; }
[data-reveal][data-delay="3"] { transition-delay: .24s; }
[data-reveal][data-delay="4"] { transition-delay: .32s; }
@media (prefers-reduced-motion: reduce) {
  [data-reveal] { opacity: 1; transform: none; transition: none; }
  .marquee__track { animation: none; }
  html { scroll-behavior: auto; }
}

/* ---------- Smooth cross-page transitions (progressive enhancement) ---------- */
@media (prefers-reduced-motion: no-preference) {
  @view-transition { navigation: auto; }
}
::view-transition-old(root),
::view-transition-new(root) { animation-duration: .32s; }

/* ============================================================
   RATGEBER / BLOG
   ============================================================ */
.post-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
.post {
  display: flex; flex-direction: column;
  background: var(--navy-card); border: 1px solid rgba(255,255,255,.06);
  border-radius: var(--r); overflow: hidden;
  transition: transform .4s var(--ease), border-color .4s;
}
.post:hover { transform: translateY(-7px); border-color: var(--navy-line); }
.post__img { aspect-ratio: 16/10; overflow: hidden; background: var(--navy-soft); }
.post__img img { width: 100%; height: 100%; object-fit: cover; transition: transform .6s var(--ease); }
.post:hover .post__img img { transform: scale(1.06); }
.post__body { padding: 26px 26px 28px; display: flex; flex-direction: column; flex: 1; }
.post__cat { font-size: .73rem; letter-spacing: .14em; text-transform: uppercase; color: var(--gold); margin-bottom: 11px; }
.post__body h3 { font-size: 1.2rem; margin-bottom: 10px; }
.post__body p { font-size: .95rem; flex: 1; }
.post__more { margin-top: 18px; display: inline-flex; align-items: center; gap: 8px; color: var(--gold); font-weight: 700; font-size: .92rem; }
.post__more svg { width: 15px; height: 15px; transition: transform .3s var(--ease); }
.post:hover .post__more svg { transform: translateX(4px); }

.article { max-width: 760px; margin: 0 auto; }
.article__meta { display: flex; flex-wrap: wrap; gap: 8px 18px; font-size: .85rem; color: var(--txt-faint); margin-bottom: 4px; }
.article__meta .gold { color: var(--gold); font-weight: 700; }
.article p { margin-bottom: 16px; font-size: 1.05rem; color: var(--txt-soft); }
.article h2 { font-size: clamp(1.3rem,2vw,1.7rem); margin: 36px 0 14px; }
.article h3 { font-size: 1.2rem; margin: 26px 0 10px; }
.article strong { color: var(--white); }
.article a { color: var(--gold); }
.article a:hover { text-decoration: underline; }
.article ul.legal-list { margin: 10px 0 18px; }
.article__lead { font-size: 1.18rem !important; color: var(--txt) !important; }

/* ============================================================
   UI: PROGRESS · BACK-TO-TOP · COOKIE · MOBILE CTA
   ============================================================ */
.scroll-progress {
  position: fixed; top: 0; left: 0; height: 3px; width: 0; z-index: 200;
  background: linear-gradient(90deg, var(--gold-deep), var(--gold-bright));
  transition: width .12s linear;
}
.to-top {
  position: fixed; right: 22px; bottom: 22px; z-index: 90;
  width: 48px; height: 48px; border-radius: 50%;
  display: grid; place-items: center;
  background: linear-gradient(135deg, var(--gold-bright), var(--gold));
  color: var(--navy-deep); box-shadow: var(--shadow-gold);
  opacity: 0; visibility: hidden; transform: translateY(14px);
  transition: opacity .35s var(--ease), transform .35s var(--ease);
}
.to-top.show { opacity: 1; visibility: visible; transform: none; }
.to-top:hover { transform: translateY(-4px); }
.to-top svg { width: 20px; height: 20px; }

.cookie {
  position: fixed; left: 50%; bottom: 22px; z-index: 210;
  width: min(680px, calc(100% - 32px));
  transform: translate(-50%, 160%);
  background: rgba(15,36,64,.97); backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid var(--navy-line); border-radius: var(--r);
  box-shadow: var(--shadow); padding: 22px 24px;
  transition: transform .55s var(--ease);
}
.cookie.show { transform: translate(-50%, 0); }
.cookie__inner { display: flex; align-items: center; gap: 20px; flex-wrap: wrap; }
.cookie p { flex: 1; min-width: 230px; margin: 0; font-size: .9rem; color: var(--txt-soft); }
.cookie p a { color: var(--gold); }
.cookie p a:hover { text-decoration: underline; }
.cookie__actions { display: flex; gap: 10px; }
.cookie .btn { padding: 12px 22px; font-size: .9rem; }

.mcta {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 95;
  display: none; padding: 12px 16px calc(12px + env(safe-area-inset-bottom));
  background: rgba(7,20,38,.95); backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-top: 1px solid var(--navy-line);
  transform: translateY(120%); transition: transform .45s var(--ease);
}
.mcta.show { transform: translateY(0); }
.mcta .btn { width: 100%; }

/* ============================================================
   EMBED FACADES (DSGVO-Einwilligung)
   ============================================================ */
.embed { position: relative; }
.embed--map { height: 280px; }
.embed__load {
  position: absolute; inset: 0; width: 100%; height: 100%;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: 11px; padding: 26px 24px;
  background: var(--navy-deep); color: var(--txt-soft);
  text-align: center; cursor: pointer;
  transition: background .3s var(--ease);
}
.embed__load:hover { background: var(--navy-soft); }
.embed__ico {
  width: 56px; height: 56px; border-radius: 50%; flex: none;
  display: grid; place-items: center;
  background: linear-gradient(135deg, var(--gold-bright), var(--gold));
  color: var(--navy-deep);
  transition: transform .3s var(--ease);
}
.embed__load:hover .embed__ico { transform: scale(1.09); }
.embed__ico svg { width: 24px; height: 24px; }
.embed__title { color: var(--white); font-weight: 700; font-size: 1rem; }
.embed__note { font-size: .79rem; color: var(--txt-faint); max-width: 38ch; line-height: 1.55; }
.embed__cta {
  margin-top: 3px; font-size: .82rem; font-weight: 700; color: var(--gold);
  border: 1px solid var(--navy-line); border-radius: 100px; padding: 9px 20px;
  transition: background .25s, color .25s;
}
.embed__load:hover .embed__cta { background: var(--gold); color: var(--navy-deep); }
.embed iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }
.embed--map iframe { filter: grayscale(.4) invert(.92) hue-rotate(180deg) contrast(.92); }

/* ============================================================
   CALENDLY MODAL
   ============================================================ */
.cal-modal {
  position: fixed; inset: 0; z-index: 250;
  display: flex; align-items: center; justify-content: center;
  padding: clamp(14px, 4vw, 48px);
  opacity: 0; visibility: hidden;
  transition: opacity .3s var(--ease), visibility .3s var(--ease);
}
.cal-modal.show { opacity: 1; visibility: visible; }
.cal-modal__backdrop {
  position: absolute; inset: 0;
  background: rgba(7,20,38,.84);
  backdrop-filter: blur(7px); -webkit-backdrop-filter: blur(7px);
}
.cal-modal__dialog {
  position: relative; z-index: 1;
  width: min(960px, 100%); max-height: 100%;
  display: flex; flex-direction: column;
  background: var(--navy-card);
  border: 1px solid var(--navy-line); border-radius: var(--r-lg);
  box-shadow: var(--shadow); overflow: hidden;
  transform: translateY(22px) scale(.985);
  transition: transform .38s var(--ease);
}
.cal-modal.show .cal-modal__dialog { transform: none; }
.cal-modal__close {
  position: absolute; top: 12px; right: 12px; z-index: 2;
  width: 42px; height: 42px; border-radius: 50%;
  display: grid; place-items: center; color: var(--white);
  background: rgba(7,20,38,.72);
  border: 1px solid var(--navy-line);
  transition: background .25s, color .25s, transform .3s var(--ease);
}
.cal-modal__close:hover {
  background: var(--gold); color: var(--navy-deep);
  border-color: var(--gold); transform: rotate(90deg);
}
.cal-modal__close svg { width: 18px; height: 18px; }
.cal-modal__body { flex: 1; min-height: 0; background: var(--navy-card); }
.cal-modal__body iframe {
  display: block; width: 100%; height: 76vh; max-height: 760px; border: 0;
}
@media (max-width: 680px) {
  .cal-modal__body iframe { height: 84vh; max-height: none; }
}
body.cal-open { overflow: hidden; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1080px) {
  .grid-4 { grid-template-columns: repeat(2,1fr); }
  .footer__top { grid-template-columns: 1fr 1fr; gap: 34px; }
  .footer__brand { grid-column: 1 / -1; }
}
@media (max-width: 860px) {
  .nav__links, .nav__cta .btn, .nav__partner { display: none; }
  .nav__burger { display: block; }
  .grid-3, .grid-2, .testi-grid, .team-grid, .statbar, .post-grid { grid-template-columns: 1fr; }
  .split { grid-template-columns: 1fr; }
  .split--reverse .split__media { order: 0; }
  .statbar > div { padding: 26px; }
  .step { grid-template-columns: 1fr; gap: 14px; }
  .steps-c { grid-template-columns: 1fr; gap: 22px; }
  .steps-c__media { position: static; }
  .steps-c__media img { aspect-ratio: 16/10; }
  .hero__inner { gap: 40px; }
  .phero__bg::after {
    background:
      linear-gradient(180deg, rgba(7,20,38,.55) 0%, rgba(7,20,38,.78) 38%, rgba(7,20,38,.96) 64%, var(--navy-deep) 84%);
  }
  .phero__bg img { object-position: 60% 22%; }
  .mcta { display: block; }
  .to-top { right: 16px; bottom: 86px; width: 44px; height: 44px; }
  .cookie { bottom: 92px; }
}
@media (max-width: 560px) {
  body { font-size: 16px; }
  .grid-4 { grid-template-columns: 1fr; }
  .btn { width: 100%; justify-content: center; white-space: normal; text-align: center; }
  .hero__actions, .phero__actions, .cta__actions { width: 100%; }
  .footer__top { grid-template-columns: 1fr; }
}